Insurance & InsurTech
Market Intelligence.
In an industry built on managing risk, the greatest risk is failing to innovate. GIC provides the essential market intelligence that carriers, brokers, and InsurTech leaders need to navigate digital disruption, redefine customer experience, and build profitable, resilient businesses.
Industry Focus
P&C, Life & Health Insurance, Reinsurance, Digital MGAs, Core Systems, Embedded Insurance
Our Intelligence Services
Underwriting & Claims Analysis, Technology Vendor Selection, Distribution Channel Strategy, Customer Behavior Studies
Our Analyst Team
Insurance Actuaries, Underwriting Experts, Distribution Strategists, InsurTech Analysts, Data Scientists
Intelligence Cadence
Annual Deep-Dive Reports, Quarterly Performance Benchmarking, Real-Time M&A & Funding Alerts
Market Challenges &
Client Goals.
Client Goal
Insurance leaders partner with GIC to achieve mission-critical objectives:
- Improve loss ratios through more accurate, data-driven underwriting.
- Reduce operational costs via AI-powered claims automation and digital workflows.
- Grow market share by mastering digital distribution and embedded insurance channels.
- Enhance customer loyalty with personalized products and seamless experiences.
Market Challenge
The industry faces a fundamental transformation driven by technology and shifting expectations:
- The high cost of customer acquisition through traditional agent and broker channels.
- Legacy core systems that hinder rapid product development and digital integration.
- Increasingly sophisticated fraud schemes that challenge traditional detection methods.
- The rise of "protection gaps" as consumer needs outpace traditional product offerings.
- Competition from tech-savvy InsurTech startups and non-traditional players.
The GIC Blueprint for Precision.
Underwriting & Claims Analytics
We analyze historical claims data and actuarial models to identify opportunities for improved risk selection and pricing accuracy.
Distribution Channel Research
Our research covers agent/broker networks, digital direct-to-consumer, embedded insurance, and wholesale partnerships.
Technology & Core Systems Assessment
We evaluate insurance core system vendors, cloud migration strategies, and AI/automation implementation roadmaps.
What's Inside Our
Intelligence Reports.
Each report provides comprehensive coverage of the insurance and InsurTech landscape.
Property & Casualty Insurance
Auto, home, commercial P&C, and specialty lines market analysis.
Life & Health Insurance
Term, whole life, annuities, and health insurance market trends.
Commercial Insurance
Business interruption, liability, and B2B insurance products.
InsurTech & Digital MGAs
Analysis of digital-native insurers and managing general agents.
Reinsurance & Catastrophe Modeling
Market dynamics, capital markets, and risk transfer mechanisms.
Embedded Insurance
Distribution through fintech, e-commerce, and platform partnerships.
AI & Automation in Insurance
Underwriting automation, claims processing, and fraud detection.
Insurance Technology
Core system modernization, cloud migration, and API strategies.
Regulatory & Compliance
State regulations, solvency requirements, and compliance trends.
M&A and Investment Analysis
Deal flow, valuations, and strategic acquisition targets.
Underlying Data Sets (Excel)
Full access to market data, performance benchmarks, and trend analysis.
Actionable Strategic Recommendations
Clear guidance for carriers, brokers, and InsurTech founders.
GIC Data Highlights: Insurance & InsurTech.
“Our analysis shows that insurers who have fully数字化 their claims process see 40% faster claims settlement times and 25% lower loss adjustment expenses compared to those with legacy systems.”
Lead Analyst, Insurance Technology, GIC
Embedded insurance is expected to generate $70 billion in gross written premium by 2026, growing at 25% annually.
GIC Embedded Insurance Market Model, Q2 2025
InsurTech startups raised $15 billion in venture funding last year, with claims automation and underwriting AI receiving the largest share.
GIC InsurTech Funding Tracker, Q1 2025
73% of insurance executives say legacy core systems are their biggest barrier to digital transformation.
GIC Insurance Technology Survey, Q4 2024
Insurance Segments We Cover.
Key Features of Our Intelligence.
Underwriting Profitability Analysis
Distribution Channel Optimization
Technology Vendor Selection
M&A Target Screening
Customer Segmentation & Lifetime Value
Embedded Insurance Opportunity Analysis
Regulatory Impact Assessment
InsurTech Competitive Landscape
Transform Your Insurance
Business.
Connect with a GIC analyst to discuss our syndicated Insurance & InsurTech reports or to commission bespoke research on your specific strategic and operational challenges.
Speak with an Insurance Analyst